Will i have to pay my excess if someone claims personal injury?

ive got 3rd party F&T
The "bump" was my fault with no damage to the 3rd partys car but hes claiming wiplash will i have to pay the excess. or not?

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2 Responses to Will i have to pay my excess if someone claims personal injury?

  1. Gambit says:

    If you mean your deductible, I have never seen a policy with a deductible on the liability portion. So if the liability portion of your policy does not have a deductible then no. If you mean will you have to pay for the other party’s injuries if they exceed your liability limits, then yes you are responsible for those amounts.

  2. cuddles says:

    if it was determined that his problem was due to the accident then yes you will have to pay for any medical bills, and if he files a claim for pain and suffering then you may have to pay more since the accident was your fault…

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