How can i get house in my name after divorce without paying refinancing fees?

Divorce was finalized a year ago. I’ve been comfortable paying the mortage for the last year. My credit doesnt present red flags. How can I remove her from the loan without having to pay all of those mortage refinancing charges?

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    4 Responses to How can i get house in my name after divorce without paying refinancing fees?

    1. Sim - plicimus says:

      If you want your ex’s name off of the title to the deed, get her to sign a quit claim; if you want her name off of the loan (mortgage) for the property, you are going to have to refinance the loan. There is no other way around it.

    2. Fakee McFakerson says:

      you cant. sorry. mortgages are pretty much scams.

    3. mebo 2 says:

      Fakee is right. You can’t. You have to refinance to remove her name from the mortgage.

    4. Ryde-on says:

      Your ex can sign a quit claim which will give you sole ownership.

      A re-fi is the loan only , not the title.

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